AI-powered  ·  No bank login required

Finally know where your
money actually goes

Upload your credit card statement and get every transaction categorized in seconds — subscriptions, interest charges, and hidden fees included.

3 free analyses  ·  No credit card  ·  No bank credentials

Chase Sapphire — May 2025 Statement
47 transactions analyzed
$3,847
Total spent
$94.20
Interest charged
11
Categories
$312
Subscriptions
🍔
DoorDash · Uber Eats · GrubHub x18
Food delivery — small purchases add up
$487.30
+42% vs last month
📺
Netflix · Hulu · HBO Max · Spotify · Adobe
Subscriptions — 5 active
$312.00
2 possibly unused
💳
Interest & Finance Charges
APR 24.99% — carrying a balance
$94.20
tip: pay in full
🔒
Your PDF is never stored.
We process it instantly to extract your transactions, then discard it. No bank login, no credentials — just the PDF from your online banking portal.

Three steps. Under 30 seconds.

No setup, no connecting your bank account. Just the PDF statement you already have.

01
📄

Upload your statement

The PDF from your card's online portal. Chase, Amex, Citi, Capital One, Bank of America and more.

02

AI processes it instantly

Every transaction extracted, interest charges flagged, subscriptions grouped, and spending categorized automatically.

03
📊

See the full picture

Spending by category, interest cost breakdown, subscription audit, and export to Excel — all in one place.


More than a transaction list.

Spendito finds patterns you miss and gives you the tools to act on them.

💰

Interest tracker

See exactly how much you're paying in interest and finance charges every month. Most people are shocked by the real number.

📺

Subscription audit

Every recurring charge in one place. Spot forgotten trials, duplicate services, and unused subscriptions instantly.

📈

Month-over-month insights

Categories that grew, spending spikes, and automatic comparisons. The AI works so you don't have to.

📋

Debt wallet

All your balances in one place. Know exactly what you owe, when it's due, and what you're paying to carry it.

Manual transactions

Add cash purchases, Venmo, or anything off-card. The full picture of your money, not just what's on plastic.

📥

Export to Excel

One-click download. Perfect for your own analysis, sharing with a financial advisor, or tax prep.


Real people. Real savings.

People who found money they didn't know they were losing.

★★★★★

"I had no idea I was paying $94 a month in interest. Spendito showed me in 30 seconds. Paid off the balance that week."

Michael T.
Software engineer · Austin, TX
★★★★★

"Found 3 subscriptions I forgot about — $47/month I was just throwing away. Canceled them the same day."

Jessica R.
Freelance designer · Brooklyn, NY
★★★★★

"Uploaded my Amex PDF, got everything categorized instantly. I've tried every budgeting app — this is the simplest by far."

David K.
Marketing manager · Chicago, IL

* Testimonials from beta users during the preview period


Works with any US credit card.

No matter the PDF format, our AI reads it. If yours isn't listed, send us the PDF and we'll add support.

Chase
American Express
Citi
Capital One
Bank of America
Wells Fargo
Discover
US Bank
Barclays
Apple Card
+ any card

Start free. Pay only if it helps.

No hidden fees. Cancel anytime. Most users save more in one month than the cost of a year.

Free
$0
Try it risk-free. No credit card needed.
  • 3 statement analyses
  • Export to CSV
  • All card types
Annual
$39 / year
Save $21 vs monthly. Best value.
  • Unlimited analyses
  • Export to CSV
  • All card types
  • Full history
  • 2 months free

Got questions?
Do I need to give Spendito my bank login? +
No. Spendito never connects to your bank and never asks for your credentials. You simply upload the PDF statement you download yourself from your card's website. We process it and discard it.
Is my financial data stored on your servers? +
The original PDF is never saved. We do store the extracted transactions in your account so you can view your history. You can delete your account and all associated data at any time from your profile settings.
Which credit cards are supported? +
Spendito works with all major US credit cards: Chase, Amex, Citi, Capital One, Bank of America, Wells Fargo, Discover, and more. If your card isn't listed, send us a sample PDF and we'll add support for it.
Can I cancel my subscription anytime? +
Yes. Cancel anytime from your account settings — no penalties, no hoops. You keep premium access until the end of your billing period.
How is this different from Mint or other budgeting apps? +
Most budgeting apps require you to link your bank account and hand over your credentials. Spendito works from your PDF — no login, no ongoing access to your accounts. It's a one-time analysis tool that respects your privacy.

How much interest did you pay last month?

Upload your statement and find out in 30 seconds. Free.

An error has occurred. This application may no longer respond until reloaded. Reload 🗙