Upload your credit card PDF and get every transaction categorized automatically — subscriptions, interest charges, and hidden fees included. No manual entry, no spreadsheets.
3 free analyses · No Excel · No bank credentials
No setup, no connecting your bank account. Just the PDF statement you already have.
The PDF from your card's online portal. Chase, Amex, Citi, Capital One, Bank of America and more.
Every transaction extracted, interest charges flagged, subscriptions grouped, and spending categorized automatically.
Spending by category, interest cost breakdown, subscription audit — all automatically. No spreadsheets, no manual entry, no formulas.
Spendito finds patterns you miss and gives you the tools to act on them.
See exactly how much you're paying in interest and finance charges every month. Most people are shocked by the real number.
Every recurring charge in one place. Spot forgotten trials, duplicate services, and unused subscriptions instantly.
Categories that grew, spending spikes, and automatic comparisons. The AI works so you don't have to.
All your balances in one place. Know exactly what you owe, when it's due, and what you're paying to carry it.
Add cash purchases, Venmo, or anything off-card. The full picture of your money, not just what's on plastic.
Stop copying transactions into Excel row by row. Upload your PDF once and every transaction is extracted automatically — in seconds, not hours.
One-click download of your categorized data. Perfect for your own analysis, sharing with a financial advisor, or tax prep.
No matter the PDF format, our AI reads it. If yours isn't listed, send us the PDF and we'll add support.
Works with any PDF format exported from your card's online banking portal.
No hidden fees. Cancel anytime. Most users save more in one month than the cost of a year.
No Excel. No manual entry. Just upload your PDF and see where your money actually goes.
No credit card required · Cancel anytime