Last updated: March 2026
By creating an account or using Spendito, you agree to these Terms and Conditions. If you do not agree, please do not use the service.
Spendito is a personal finance tool that allows you to upload credit card statement PDFs and receive an AI-powered analysis of your transactions, spending categories, and financial patterns.
The service is provided as-is. While we strive for accuracy, the AI-extracted data may contain errors. Always verify important financial information against your official bank statements.
You must provide accurate information when creating your account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
You must be at least 18 years old to use this service.
You agree not to:
The free plan includes 3 lifetime analyses. Premium plans are billed monthly or annually through Lemon Squeezy.
You may cancel your subscription at any time. Your access will remain active until the end of the current billing period. We do not offer refunds for partial periods, except where required by applicable law.
Prices may change with prior notice. We will notify you at least 14 days before any price change takes effect.
Your use of the service is also governed by our Privacy Policy, which is incorporated into these terms by reference.
The original PDF files you upload are processed and immediately discarded. We do not store your original documents.
Spendito is provided “as is” without warranties of any kind. We do not guarantee that the service will be error-free, uninterrupted, or that the AI analysis will be 100% accurate. The service is a tool to help you understand your spending — it is not a substitute for professional financial advice.
To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, or consequential damages arising from your use of the service, including but not limited to financial decisions made based on the analysis provided.
We reserve the right to suspend or terminate accounts that violate these terms. You may delete your account at any time from your profile settings.
We may update these terms from time to time. We will notify you by email of significant changes at least 14 days in advance. Continued use of the service after changes take effect constitutes acceptance of the new terms.
For any questions about these terms, please contact us through the email address associated with your account.